11 of the Best Businesses to Start with Little Money


Starting a business is always challenging, but it’s especially so when you have little money. You might think that starting with nothing will prevent you from ever having the chance to grow your small business into something big. But in this post, we’ll look at how 17 entrepreneurs started their businesses with little or no start-up capital and then went on to achieve great success.

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1. Online tutoring

You can become an online tutor by offering your services through sites like or Chegg Tutors. These platforms will help you find students and manage payments, so all you have to do is provide the lessons.

You’ll need to decide what to charge for your services–be sure to consider what other tutors in your area are charging, as well as how much time it takes up each week (and whether or not that’s worth it). You might also want to include some extra features like group lessons or Skype sessions with parents.

To market yourself as an online tutor, post ads on sites like Craigslist and Facebook Marketplace; create a website where potential clients can learn more about who they’re hiring; join social media groups related specifically around tutoring work; post flyers at local businesses such as libraries or coffee shops where people often spend time during their free time.

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2. Website design

  • Website design

If you have a knack for web design and can create a visually pleasing, functional website, then you should consider starting a business as a website designer. You can work on-demand or charge clients by the month. Either way, this is one of those businesses where it’s possible to make money without spending any of your own cash up front–and that makes it especially appealing for people who want to start earning as quickly as possible.


3. Freelance writing and editing

Freelance writing and editing is one of the best businesses to start with little money because you can start earning money right away. You don’t need to invest in a lot of equipment, and you don’t need to build your own website.

You can make as much as $5 per article for simple content writing jobs (and potentially more if you have higher-value skills). The best part? There are plenty of freelance sites out there where employers post jobs that are looking for writers just like you! Two great examples are and

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4. Mobile app development

Mobile app development is a great business to start with little money because you can learn the basics of programming and building apps without spending money on expensive software. There are lots of free or low cost tools available, including:

MIT App Inventor (for Android)

Scratch (for kids)

Codeacademy (online courses)

Apple’s Swift Playgrounds app for iPad and iPhone.

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5. Physical products business (eBay)

  • Physical Products Business (eBay)

There are many ways to make money on eBay, but one of the best is selling physical products. You can get started with just a small investment and have very little overhead costs, since you’re not storing anything in your home or office space.

As long as you have an idea for something people want (and research it thoroughly), there’s no reason not to start this business today!

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6. Bookkeeping, tax preparation, payroll services

Bookkeeping and tax preparation are closely related services. Bookkeeping is the process of recording transactions in a business and keeping track of them, while tax preparation is the process of filing taxes on behalf of clients. Payroll services typically include both bookkeeping and payroll functions, as well as other tasks such as employee benefits management.

Bookkeepers typically charge by the hour or project; they may also charge by transaction type (for example, if you want them to bill you separately for each bank deposit). When hiring a bookkeeper, be sure that they’re qualified: look at their resume carefully; ask questions about how long they’ve been working with small businesses like yours; check references from past clients who were happy with their work; pay attention to whether they have any certifications or licenses related to accounting/bookkeeping/taxation etc., since these might indicate higher quality service than what non-credentialed professionals offer.

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7. Personal chef and catering services

A personal chef and catering service is one of the best businesses to start with little money. To get started, you’ll need around $200 in startup costs and a van or truck to transport your food. You can start by word-of-mouth advertising and then branch out into other advertising methods once you’ve got some clients. The key to success with this business is having a good reputation for quality food at reasonable prices–and being able to cook well and efficiently enough so that you’re not spending too much time preparing meals (or paying someone else).


8. Blogging/Writing an Ebook

You can start a blog for free, and it’s an easy way to make money online.

Blogging is one of the best ways to build your personal brand and establish yourself as an expert in your field. Once you’ve built up an audience, there are many ways to monetize your blog: selling products or services through affiliate marketing; selling advertising space on the site; asking for donations from readers (or even charging them); offering paid writing gigs on freelance marketplaces like Upwork or Fiverr.

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9. Pet Sitting, Dog Walking and House Sitting

If you love animals and have some experience caring for them, this can be a great business to get started with little money. You’ll need to build up your reputation and get customers before you make any money, but once you do it can be quite profitable.

To start, create an online presence with a website where potential clients can learn more about what you offer and contact you directly. Create social media accounts as well as other channels where people who might need pet services can find out about how great it is to get those services from someone like yourself!

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10. Business Coaching or Consulting/Online Marketing Consulting Services/Social Media Marketing Consulting Services

  • Business Coaching or Consulting/Online Marketing Consulting Services/Social Media Marketing Consulting Services

If you want to help people with their businesses, but don’t have the money to start your own business consulting firm, this is a great option for you. You can do it online through platforms like Zoom and Skype, which will make it easier for clients who are not local (or don’t have time) to meet with you in person.

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11. Instructional design (eLearning) services for small business owners and professionals who want to create their own customized eLearning courses on their own websites using a WordPress plugin called “WizIQ” ($29 per month) or through WizIQ’s online learning platform ($49 per month).

What is instructional design?

Instructional design (also called eLearning) is the process of creating educational materials, such as courses and tutorials. It involves researching how people learn, then designing the content to meet their needs. A good instructional designer will understand how people learn best and make sure their products are engaging, interactive and useful.

How do I get started?

The first thing to do is decide whether you want to create your own course or provide training services for business owners who want to create their own customized elearning courses on their own websites using a WordPress plugin called “WizIQ” ($29 per month). Either way, you’ll need some basic skills.

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Hopefully, this list has given you some ideas for how to start your own business with little money. It’s important to remember that there’s no one right way to do things, so don’t get discouraged if your first idea doesn’t work out as planned. Keep trying until something clicks–and if it doesn’t work out? Try again!


Author Bio
I am Lucy Jack, and I have been working as Content Writer at Rananjay Exports for past 2 years. My expertise lies in researching and writing both technical and fashion content. I have written multiple articles on Gemstone Jewelry like manufacturers for jewelry and other stones over the past years and would love to explore more on the same in future. I hope my work keeps mesmerizing you and helps you in the future.

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